A borrower has committed fraud if they: A. Receive gift money from a family member as down payment for a purchase loan B. Intend to occupy a property as their primary residence for a reverse mortgage loan C. Borrow the down payment from the seller through a non-disclosed second mortgage D. Inform the mortgage loan originator that they will be changing jobs before the loan closes? 1) Receive gift money from a family member as down payment for a purchase loan 2) Intend to occupy a property as their primary residence for a reverse mortgage loan 3) Borrow the down payment from the seller through a non-disclosed second mortgage 4) Inform the mortgage loan originator that they will be changing jobs before the loan closes